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Apportionment
A way of figuring out how much of your permanent disability is due to your industrial injury and how much is due to other disabilities.
Cumulative Trauma (CT)
An injury or illness that occurs over a period of time. For example, Carpal Tunnel Syndrome.
State Disability Insurance (SDI):
A branch of the Employment Development Department that pays temporary disability benefits for non-industrial injuries or illnesses.
Panel Qualified Medical Evaluator
A list of three independent qualified medical evaluators issued by the state Industrial Medical Council. You select any one of the three doctors for your evaluation. This is for workers not represented by an attorney.
Transportation Expenses
A benefit to cover your out-of-pocket expenses for mileage, parking, and toll fees related to a claim, usually a reimbursement.
Consultative Rating
A rating of permanent disability provided by the DWC Disability Evaluation Unit when a claim is litigated or if the injured worker has an attorney. See Permanent Disability Rating.
Findings & Award (F&A)
A Workers' Compensation Administrative Law Judge's decision finding that an applicant is entitled to disability benefit payments, future medical treatment, or both.
Wage Loss
Temporary disability benefits that may be paid when an employee returns to work at less than full earnings. Also known as Temporary Partial Disability (TPD).
Workers' Compensation Appeals Board (WCAB)
The judicial unit that formally resolves workers' compensation disputes.
Light Duty
Temporary change in job assignment to accommodate work restrictions while you are healing. May or may not pay at the same rate as your normal work assignment. Lost wages may be partially made up by Temporary Partial Disability (TPD) payments.
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